@import url('https://fonts.googleapis.com/css2?family=Lato:wght@400;700;900&family=Open+Sans:wght@400;600&display=swap');

:root {
  --deep-blue:#00397F;
  --deep-blue-dark:#00295C;
  --teal:#007170;
  --teal-dark:#00504F;
  --soft-green:#00A861;
  --charcoal:#3A3A3A;
  --black:#000000;
  --mist:#FAFAFA;
  --sand:#EEF3F1;
  --white:#FFFFFF;
  --amber:#B8470F;
  --font-head:'Lato', Helvetica, Arial, sans-serif;
  --font-body:'Open Sans', 'Helvetica Neue', Helvetica, Arial, sans-serif;
  --radius:10px;
  --gap:24px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{margin:0;font-family:var(--font-body);color:var(--charcoal);line-height:1.6;background:var(--white);}
h1,h2,h3,h4{font-family:var(--font-head);font-weight:900;color:var(--deep-blue);line-height:1.25;margin:0 0 16px;}
h1{font-size:2.4rem;}
h2{font-size:1.8rem;}
h3{font-size:1.25rem;}
p{margin:0 0 16px;}
a{color:var(--teal);text-decoration:none;}
a:hover{text-decoration:underline;}
ul{margin:0 0 16px;padding-left:20px;}
li{margin-bottom:8px;}
img{max-width:100%;display:block;}

.skip-link{position:absolute;left:-999px;top:0;background:var(--deep-blue);color:#fff;padding:8px 16px;z-index:999;}
.skip-link:focus{left:0;}

.container{max-width:1160px;margin:0 auto;padding:0 24px;}

/* Header */
.site-header{background:var(--white);border-bottom:1px solid #E4E7E9;position:sticky;top:0;z-index:100;}
.header-inner{display:flex;align-items:center;justify-content:space-between;padding:14px 24px;max-width:1160px;margin:0 auto;}
.brand-logo img{height:52px;}
.nav-toggle{display:none;background:none;border:1px solid var(--deep-blue);color:var(--deep-blue);padding:8px 14px;border-radius:6px;font-size:1rem;cursor:pointer;}
.main-nav{display:flex;align-items:center;gap:18px;flex-wrap:wrap;}
.main-nav a{color:var(--deep-blue);font-weight:600;font-size:0.95rem;}
.main-nav a.active{color:var(--teal);border-bottom:2px solid var(--teal);}
.main-nav a.nav-cta{background:var(--soft-green);color:#fff;padding:10px 18px;border-radius:6px;font-weight:700;}
.main-nav a.nav-cta:hover{background:var(--teal);text-decoration:none;}
.dropdown{position:relative;}
.dropdown>button{background:none;border:none;color:var(--deep-blue);font-weight:600;font-size:0.95rem;font-family:var(--font-body);cursor:pointer;padding:0;}
.dropdown-menu{display:none;position:absolute;top:100%;left:0;background:#fff;border:1px solid #E4E7E9;border-radius:8px;box-shadow:0 8px 24px rgba(0,0,0,.08);padding:10px;min-width:220px;z-index:50;}
.dropdown.open .dropdown-menu{display:block;}
.dropdown-menu a{display:block;padding:8px 10px;color:var(--charcoal);border-radius:6px;font-weight:400;}
.dropdown-menu a:hover{background:var(--mist);text-decoration:none;}

/* Hero */
.hero{background:linear-gradient(135deg,var(--deep-blue),var(--deep-blue-dark));color:#fff;padding:64px 0;}
.hero-inner{display:grid;grid-template-columns:1.15fr 1fr;gap:40px;align-items:center;}
.hero .eyebrow{color:var(--soft-green);text-transform:uppercase;letter-spacing:.06em;font-weight:700;font-size:.85rem;}
.hero h1{color:#fff;}
.hero .lede{color:#E7ECF2;font-size:1.05rem;}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-top:8px;}
.hero-figure{margin:0;border-radius:var(--radius);overflow:hidden;}
.hero-photo{width:100%;height:320px;object-fit:cover;}
.hero-figure figcaption{background:rgba(0,0,0,.35);color:#fff;font-size:.8rem;padding:8px 12px;}

.page-hero{background:var(--mist);padding:48px 0;border-bottom:1px solid #E4E7E9;}
.breadcrumb{font-size:.85rem;color:var(--teal);margin-bottom:10px;}
.breadcrumb a{color:var(--teal);}

/* Buttons */
.btn{display:inline-block;padding:12px 22px;border-radius:6px;font-weight:700;font-family:var(--font-body);cursor:pointer;border:2px solid transparent;text-align:center;}
.btn-primary{background:var(--soft-green);color:#fff;}
.btn-primary:hover{background:var(--teal);text-decoration:none;}
.btn-secondary{background:transparent;color:#fff;border-color:#fff;}
.btn-secondary:hover{background:rgba(255,255,255,.15);text-decoration:none;}
.btn-ghost{background:transparent;color:var(--deep-blue);border-color:var(--deep-blue);}
.btn-ghost:hover{background:var(--mist);text-decoration:none;}

/* Sections */
.section{padding:56px 0;}
.bg-white{background:#fff;}
.bg-mist{background:var(--mist);}
.bg-sand{background:var(--sand);}
.bg-deep-blue{background:var(--deep-blue);color:#fff;}
.bg-deep-blue h2,.bg-deep-blue h3{color:#fff;}
.section-head{max-width:760px;margin-bottom:32px;}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;}
.eyebrow{color:var(--teal);text-transform:uppercase;letter-spacing:.06em;font-weight:700;font-size:.82rem;margin-bottom:8px;}

/* Grid */
.grid{display:grid;gap:var(--gap);}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}

/* Cards */
.card{background:#fff;border:1px solid #E4E7E9;border-radius:var(--radius);padding:26px;color:var(--charcoal);}
.card strong{color:var(--deep-blue);}
.card-tall{padding:28px;}
.card-sm{padding:20px;}
.card-icon{width:42px;height:42px;border-radius:50%;background:var(--soft-green);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:900;font-family:var(--font-head);margin-bottom:14px;}
.icon-panel{background:var(--mist);border-radius:var(--radius);padding:24px;text-align:center;color:var(--charcoal);}
.icon-panel .icon-circle{width:56px;height:56px;border-radius:50%;background:var(--deep-blue);color:#fff;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;font-size:1.4rem;}

/* Stat cards */
.stat-card{background:var(--mist);border-radius:var(--radius);padding:26px;text-align:center;color:var(--charcoal);}
.stat-number{font-family:var(--font-head);font-weight:900;font-size:2.1rem;color:var(--deep-blue);}
.stat-label{font-size:.92rem;color:var(--charcoal);margin-top:6px;}

/* Callouts / notices */
.callout{background:var(--sand);border-radius:var(--radius);padding:28px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;color:var(--charcoal);}
.callout.navy,.callout.deep-blue{background:var(--deep-blue);color:#fff;}
.callout.navy h3,.callout.deep-blue h3{color:#fff;}
.notice{background:var(--mist);border-left:4px solid var(--teal);border-radius:6px;padding:18px 22px;margin:24px 0;}
.notice.coral-border{border-left-color:var(--amber);}
.notice p{margin:0;}
.notice.alert-banner{background:#FFF6EE;border-left-color:var(--amber);}

/* Table */
.table-wrap{overflow-x:auto;margin:20px 0;}
.decision-table{width:100%;border-collapse:collapse;background:#fff;}
.decision-table th,.decision-table td{padding:12px 16px;border-bottom:1px solid #E4E7E9;text-align:left;}
.decision-table th{background:var(--deep-blue);color:#fff;font-family:var(--font-head);}

/* Source note */
.source-note{font-size:.8rem;color:#6b6b6b;font-style:italic;}
.small{font-size:.9rem;}
.text-center{text-align:center;}

/* Forms */
.form-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;}
.form-grid .full{grid-column:1 / -1;}
label{display:block;font-weight:600;margin-bottom:6px;font-size:.92rem;}
input,select,textarea{width:100%;padding:11px 14px;border:1px solid #CBD3D8;border-radius:6px;font-family:var(--font-body);font-size:1rem;}
textarea{min-height:120px;resize:vertical;}

/* Footer */
.site-footer{background:var(--black);color:#C8CDD1;padding:56px 0 24px;margin-top:40px;}
.footer-grid{display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:32px;padding-bottom:32px;border-bottom:1px solid #2A2A2A;}
.footer-logo img{height:40px;margin-bottom:14px;}
.site-footer h4{color:#fff;font-family:var(--font-head);font-size:1rem;margin-bottom:14px;}
.site-footer a{color:#C8CDD1;}
.site-footer a:hover{color:#fff;}
.site-footer ul{list-style:none;padding:0;}
.footer-disclaimers{padding:20px 0;font-size:.78rem;color:#8A8F93;}
.footer-disclaimers p{margin:0 0 6px;}
.footer-bottom{display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;font-size:.82rem;color:#8A8F93;padding-top:12px;}

/* Alert banner (Apex house style) */
.alert-banner{background:#FFF6EE;border:1px solid var(--amber);border-radius:8px;padding:16px 20px;margin:20px 0;}

@media (max-width: 860px){
  .hero-inner{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .grid-2,.grid-3,.grid-4{grid-template-columns:1fr;}
  .nav-toggle{display:inline-block;}
  .main-nav{display:none;flex-direction:column;align-items:flex-start;position:absolute;top:100%;left:0;right:0;background:#fff;border-top:1px solid #E4E7E9;padding:16px 24px;}
  .main-nav.open{display:flex;}
  .dropdown-menu{position:static;box-shadow:none;}
  .form-grid{grid-template-columns:1fr;}
}