Triad: Small-Group Cigna National Network Program
A small-group program built on the Cigna national PPO network, offering a different network footprint than BCBS Massachusetts.
How It's Different
Where BCBS Massachusetts is built around its deep in-state Access Blue network plus BlueCard for travel, Triad is built on Cigna's national PPO network from the ground up. For a small group, that can mean broader out-of-state provider access without relying on a secondary travel network.
Who It's Useful For
Organizations with staff who regularly see providers across state lines, employees who split time between Massachusetts and another state, or leadership teams who simply want a national network as the default — not the exception — may find Triad worth comparing.
What to Confirm at Quote
Network depth, specific provider participation, and pricing all vary by group. As with any carrier option, the right fit depends on your specific census and where your employees actually seek care.
Curious whether a national network makes sense for your team?
Request a review and we'll compare it against your current plan.